People always want to know how to improve their credit scores and if credit repair tips and tricks actually work.  Well, they do.  Take a look at 700 Credit Score, amazing how fast you can raise a credit score.  Just using simple credit repair tips.  Essentially just working on the 5 areas of your credit score:

1. Payment History
2. Credit Length History
3. Debt to Limit Ratio
4. Credit Diversification
5. Credit Inquiries

Working on these 5 areas you can quickly see improvements.  This is what FICO uses to calcul...
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It is so rewarding to see people use the site and learn from my questions and answers.  I know the feeling of raising your credit score and it is almost like Christmas or your birthday when you get updated credit reports in the mail.  Every deletion is an awesome thing.

I sometimes hear back from people that have used the site and they tell me how it's going and how much it has helped.  That makes all the work worth it.  So thank you.

Here is story from a guy improving his credit score and used...
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With the housing market slump and bubble bursting, it has become more important than ever to have a high credit score.  Lenders don't want to get caught with anymore foreclosed homes and can't afford it.  So they are watching who they lend to. 

700 credit scores have become a minimum for any home loan and that is with a big down payment.  Now with the new credit card laws, starting interest rates on credit cards are much higher because the companies can't raise them later, so they raise them ...
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I'm posting any new interesting and funny news on my front page.  I just put up the Saturday Night Live skit with Steve Martin about how to get out of debt.  Very funny and true, people don't know how to save up for things.  We have become a please me now society.  Right on point with that video.

I also posted a couple articles I found on yahoo and cbsnews.  One talking about credit reporting errors, another about how much a late payment affects your credit score, and another about how everyon...
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This is huge!  For the first time the credit scoring people are letting us in on how they decide our futures.  Why haven't they done this before?  It still is pretty much pay your bills on time or you will pay mentality.

Surprisingly, you take more of a hit to your score if you have a higher credit score.  Which doesn't make any sense to me.  ~I guess if you have good credit and pay your bills on time, you should be punished more for being late~.  Yeah, that doesn't make any sense.

So one 30-da...

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