I hear it all the time.  Someone asks a question on a forum, blog, or question site like "How do I improve my credit score" or "How do I remove bad credit".  Without fail you will see some "financial expert" saying "You can't remove bad credit off your credit report" or "There is nothing you can do to improve your credit score, it just takes time."

These statements couldn't be further from the truth.  I don't even know why these "experts" think that.  The Federal Trade Commission, yes I said F...
Continue reading ...

It is so rewarding to see people use the site and learn from my questions and answers.  I know the feeling of raising your credit score and it is almost like Christmas or your birthday when you get updated credit reports in the mail.  Every deletion is an awesome thing.

I sometimes hear back from people that have used the site and they tell me how it's going and how much it has helped.  That makes all the work worth it.  So thank you.

Here is story from a guy improving his credit score and used...
Continue reading ...

Found the ultimate credit repair guide.  It offers a lot of info, samples, and services for free in a very user friendly format.  They do recommend Lexington Law Firm to remove your negative items but you can do it yourself too.  They also show you how to do that.

You can see how to diversify credit, increase credit, reduce debt, and remove negative items and inquiries.  Very good info for anyone that is in the credit improvement field.

Hope everyone can take advantage of this site and I'm sure...
Continue reading ...