With the housing market slump and bubble bursting, it has become more important than ever to have a high credit score.  Lenders don't want to get caught with anymore foreclosed homes and can't afford it.  So they are watching who they lend to. 

700 credit scores have become a minimum for any home loan and that is with a big down payment.  Now with the new credit card laws, starting interest rates on credit cards are much higher because the companies can't raise them later, so they raise them ...
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