I've had some questions on the name of my site - creditjerk.com.  To be honest, I'm not sure about it either.  I'm not a hater or someone I consider to be a jerk.  But some people might say I'm a cynic or that I don't sugarcoat things.

I take things how they are with no bs and I hope to get the same back.  Kind of the point of the site, no more lies, no more myths, just stone cold hard facts.  No curve balls, just trying to tell it like it is.

It can be frustrating to someone who has never done anything credit wise or never seen their credit report and to have to fix it.  The first time most people see their credit report is when it is bad and that is never good.  I'm here to give credit answers to those tough credit answers and I won't jerk your tail about it.

I hope to gain the trust of everyone and give my incite as best as possible, so that innocent credit bystanders aren't left in the dark.  So let me know if you have any credit questions, that I can help answer, because that is what I'm here for.