So I'm not really sure where this site and this blog is going, but Credit Jerk is here. I am a typical American. I've had my fair share of financial problems, including credit card debt, hospital bills, and bills I forgot about, oops. Sometimes I forgot, sometimes I just didn't have any money. Like most people I don't like to work, that can be a problem when you need money. I get by though. I work enough and try to find something I enjoy doing to get the bills paid, so I can enjoy life.
I started Credit Jerk to hopefully educate people on their credit. What is possible with your credit and what you can do for yourself. I had bad credit, now I don't. I had debt, now I don't. I consolidated, I payed down high interest loans, and I disputed my negative items. I did whatever it took to get my credit to where I wanted it.
This has allowed me to get my house. Allowed me to not to have to worry if I don't have enough money. I have the credit to get what I want. I also have the discipline and responsibility that comes along with that. I do pay my bills on time now and I do pay my debts.
Hopefully, some of what I've learned and what I know can help you. Good luck.
Credit Jerk
