Since the economy has crashed, the average credit score has dropped.  On average most Americans can't get the same interest rates or loans that they could before.  People with bad credit are looking for answers and they sometimes make the wrong decision in who they choose to help them.

Credit repair companies get a bad rap because their are a lot of credit repair scams out there.  The scammers usually are thieves trying to steal your identity or just want to make a quick buck because you are d...
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This is huge!  For the first time the credit scoring people are letting us in on how they decide our futures.  Why haven't they done this before?  It still is pretty much pay your bills on time or you will pay mentality.

Surprisingly, you take more of a hit to your score if you have a higher credit score.  Which doesn't make any sense to me.  ~I guess if you have good credit and pay your bills on time, you should be punished more for being late~.  Yeah, that doesn't make any sense.

So one 30-da...

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